Privacy Policy

Calculator inputs

The numbers you enter into the calculator (initial investment, contribution amount, time horizon, and assumed return) are processed in your browser to produce your results. Calculator inputs are not required to be sent to or stored on our servers to produce a result.

Analytics

We use analytics to understand aggregate site usage, such as which pages are visited and general traffic trends, in order to improve the site. Specifically, this site uses Ahrefs Web Analytics and Google Analytics. This is used in aggregate and is not intended to identify individual visitors. These analytics scripts, along with any advertising scripts, only load after you accept cookies via the banner shown on your first visit — if you reject non-essential cookies, they do not load at all.

Cookies

The site may use a small number of cookies for basic functionality, analytics, and — where enabled — advertising. Analytics and advertising cookies only load if you accept them via the cookie banner shown on your first visit; rejecting them prevents those scripts from loading, but never prevents the calculator itself from working, since calculations run locally in your browser regardless of your cookie choice.

Offline use and the installed app

If you install the site as an app or revisit it, your browser saves copies of the pages you open on your own device so they can load without a connection. These copies stay on your device, are never sent to us, and contain no personal information. You can remove them by clearing this site's data in your browser settings or uninstalling the app.

Advertising

This site does not show ads at the moment. If ads are added, they will be served by Google, including through Google AdSense, and will only load if you accept cookies. Google and its advertising partners use cookies to serve ads based on your prior visits to this and other websites. You can learn more about how Google uses information from sites that use its services at policies.google.com/technologies/partner-sites, and you can opt out of personalized advertising by visiting Google Ads Settings, or by visiting www.aboutads.info/choices. Ads on this site, where present, are clearly labeled and kept visually separate from the site's navigation and interactive tools, so they can't be mistaken for content or controls.

Third parties

We do not sell personal information. If we use third-party analytics, hosting, or advertising providers, they process data under their own privacy terms in order to provide their service to us. This may include Google (Analytics and/or AdSense) and similar providers.

Children's privacy

This site is not directed at children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us via our contact page and we will address it.

Changes to this policy

We may update this policy from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated policy.

Contact

VOO Calculator is operated by Wide Web Technologies, with content written and maintained by Muhammad Hamza. Questions about this policy can be sent to contact@voocalculator.net or via our contact page. For business or legal inquiries, you can also reach the operator directly at info@widewebtechnologies.site.